One of the prime factors that determine your choice of the right policy for accident compensation or illness insurance is your understanding of all that they involve. Only upon gaining an understanding of these policies, the covers and compensation they offer and the costs involved will you be able to assess your requirements and make a choice.
You may have a lot of questions in mind with regard to both the types of insurances, namely a motor accident or motor vehicles insurance and illness insurance. These answers can only be correctly be answered by people proficient in the subject. Letís take a quick look into the different concerns that you might have, which might be suitably address by a professional.
Can you claim compensation if you have been involved in a motor accident that has caused you to be seriously injured? Is there any restriction with regard to who can claim personal injury compensation in a motor accident? What are the different types of claims? What is it that you can claim? Would you be required to get some aid in order to get your claim?
These might be a few questions that you might have in mind when it comes to thinking about accident compensation. For you to get a proper answer and the correct information to these questions a professional legal aid will have to be approached.
Under the Motor Accident Act, 1999, an accident victim would be eligible to claim compensation for damages or injuries that result (or is partly results) from the negligence of another party who is the driver or owner of a motor vehicle. However, this involves a lot of complicated and technical processes.
Having the right help at hand can ensure you have the proper guidance at every stage. He /she would be able to advise you on liability, help you fill out the initial claim form, assess your future needs and entitlements, examine offers of settlement and conclude your matter.
Just as in the case of accident compensation, you may have a dozen other questions that concern illness insurance. Some of these questions may be simple yet crucial, while some may be more complicated to answer.
A few of the questions that you may have could be: What are the benefits that would accrue to you? What if you had your disability before you joined the Super fund? Is it imperative for your disability to have been caused by your work? What if you have been receiving a pension or workers compensation payments?
The right legal professionals specializing in this field can help equip you with the answers to all your questions and guide you to leverage the best entitlements that accrue to you.
In the event that an injury or illness makes it impossible for you to work or return to full time employment, you might be entitlement to claim for a total or partial disability benefit. This benefit is usually provided under the insurance often taken out by your Superannuation fund.
This area is highly specialised and complex, involving multiple areas of law. It, thus, requires people with expertise, knowledge and enough experience to deal with them.